Types of PNB Credit Cards | Process to Apply PNB Credit Cards

Punjab national bank is one of the largest government sector banks in India. Punjab national bank offers a wide range of credit cards to its customers to support the various need of credit for their regular transactions. It does provide a credit card with a simple rewards program and higher transaction limits to its customers.

In this article, we will be discussing PNB credit cards and what is the process of new credit card applications.

types of pnb credit cards

Types of PNB Credit Cards

There are a total of seven types of credit cards Punjab national bank has to offer its customers. Here is the list of credit cards.

  • PNB Rupay Select Credit Card
  • PNB Rupay Platinum Credit Card
  • PNB Global Platinum Credit Card
  • PNB Global Gold Card
  • PNB Global Classic Credit Card
  • PNB Rakshak Rupay Platinum Credit Card
  • PNB Rakshak Rupay Select Credit Card

These are the types of PNB credit cards, and now let me explain all of the features and what could be annual charges for having a PNB credit card.

#1 PNB Rupay Select Credit Card

PNB Rupay Select Credit Card is only made to earn cashback, reward points and special discounts in someplace. It also does provide insurance to the cardholders. Let me mention some of the features for the cardholders below.

  • You are not eligible to pay an annual fee for the credit card if you use it once every three months.
  • You will be getting 300+ reward points on your first transaction with PNB Rupay Select Credit Card.
  • You will be getting 2x reward points for purchasing retail merchandise.
  • Complimentary international and domestic lounge access.
  • You will get exclusive cashback on purchasing or dining at some popular restaurants.
  • Insurance coverage.
  • You will get offers from more than 300+ merchandise.

Note: If you don’t use your card once a three month then you are eligible to pay 500 annual fees for your credit card.

#2 PNB Rupay Platinum Credit Card

PNB Rupay Platinum Credit Card comes with a wide range of benefits for the users. Let me mention some of the features of this credit card below.

  • There is no joining fee or annual fee for having this credit card. (It is only applicable when you use this card for once in every three months)
  • You will get 300 rewards points on your first transaction with this credit card.
  • There will be an exclusive cashback and dining offers.
  • You will get an offer from more than 300+ merchants.
  • 24/7 service along with the insurance coverage.

#3 PNB Global Platinum Credit Card

PNB Global Platinum Credit Card is one of the premium and a selected card. It is only available for the select customers of Punjab national bank. Let’s have a look at some of the benefits of having this credit card.

  • Concierge services.
  • You will be getting passport and visa support during your trips.
  • You can avail emergency medical help, roadside assistance and patient travel insurance.
  • You can earn up to 2 reward points for every 150 rs you spend.
  • You can avail of a variety of added offers under the added incentive plan.

#4 PNB Global Gold Card

It is one of the famous credit cards for international customers. This card can be used worldwide wherever the visa credit card is accepted. Anyways, let’s have a look at some more features of this credit card.

  • You can earn one reward point for every 100rs you spend.
  • You can redeem your reward points for the gift vouchers and many more things.
  • Users are also given a limited liability for the fraudulent activity of card usage.
  • You can also extend the benefits by opting for add-on credit cards for your family members.
  • You can set the standing instructions for utility bill payment.

#5 PNB Global Classic Credit Card

PNB Global Classic Credit Card is generally for shopping and purchasing. It comes with an attractive reward points and cashback system. Let’s have a look at the features of this credit card below.

  • You can earn one reward point for every 100rs you spend.
  • You can redeem your reward points for gift vouchers and many more things.
  • Two add-on credit card for the family members.
  • Timely inform to the bank for the liability coverage of fraudulent usage of the credit card.

#6 PNB Rakshak Rupay Platinum Credit Card

Punjab national bank took the initiative for keeping the interests of armed forces in front by offering PNB Rakshak Rupay Platinum Credit Card to the customers. Let’s check out the features of this credit card.

  • There is no joining fee for PNB Rakshak Rupay Platinum Credit Card.
  • You don’t need to pay the annual fees if you use this card for once in every three months.
  • Three hundred reward points on your first transaction with this credit card.
  • You will be eligible for the insurance coverage.
  • 24/7 facility.

#7 PNB Rakshak Rupay Select Credit Card

PNB Rakshak Rupay Select Credit Card is mainly aimed for the armed forces of India. Let’s check out the benefits of having this credit card.

  • There is no joining fee for PNB Rakshak Rupay Select Credit Card.
  • You don’t need to pay the annual fees if you use this card for once in every three months.
  • Three hundred reward points on your first transaction with this credit card.
  • You can earn upto 2x reward points for retail merchandise.
  • Free domestic and international lounge membership.
  • Cashback on the bill, utility payments.
  • Service at the peak.

How to Apply for PNB Credit card?

Punjab national bank allows the customers to apply for their new credit using an offline method. You can follow the steps that I had mentioned below.

  • You need to download the form from the PNB website or get the form from your main branch.
  • Fill the form and attach the required documents.
  • Submit to the bank and wait for the response.
  • If you are eligible, then you will receive your credit card soon.

Conclusion

Here we come at the end. This is our article containing all the information about the types of PNB credit cards and also, the process for the application of the new credit card. To be an instance, it is not possible to apply for the PNB credit card online. Therefore, you will have to visit the bank for the same. 

Also, please let us know if there is anything that is not understandable in this article. We will try to clear it up in the comments section.