Check Various Loan Types of PNB – Interest Rates Info

Punjab National Bank, otherwise called PNB, is a state-claimed, Indian global banking and financial administration organization. Punjab National Bank deals in a few budgetary products like loans for home, vehicles, personal, credit cards, mutual funds, and so forth. The bank is among the most ancient public-sector banks in the nation.

PNB is likewise quickly expanding its footprint in the field of digital banking. Throughout the years, they have served a large number of clients and have acquired 7 banks all the while. It has over customer-base of 80 million customers and has its banking operations in various countries, namely Kazakhstan, United Arab Emirates, China, and Australia.

Punjab National Bank Loan Types
PNB Loan Types

Punjab National Bank Loan Types


Housing Loans

Borrower Type Rate of Interest
PNB Pride
a) Loan Up To Rs. 30 Lakh RLLR+0.15%
b) Loan Above Rs. 30 Lakh Up To Rs. 75 Lakh RLLR+0.40%
c) Loan Above Rs. 75 Lakh RLLR+0.40%
Term Loan ROI in the Existing Housing Loan + 0.50%
Overdraft RLLR + 1.55%
  • RLLR refers to Repo Linked Lending Rate

Vehicle Loans

Scheme/ Borrower Type Rate of Interest
Women (Floating) RLLR+0.75%
PNB PRIDE (Floating) RLLR+0.75%
Corporates (Floating) RLLR+0.75%
Others Individual (Floating)
a) CIC Score 750 & above RLLR+0.75%
b) CIC Score 700 and up to 749 RLLR+0.90%
c) CIC Score less than 700 RLLR+1.00%
PNB Saarthi & PNB Power Ride
a) Salaried Person RLLR + 2.75%
b) Business concern & Professionals RLLR + 3.25%
c) Two Wheeler loan to Women RLLR + 1.90%
Insta Vehicle Loan 0.25%

Education Loans

Particular Rate of Interest
PNB Saraswati
a) Loan up to Rs. 7.50 lakh RLLR+2.00%
b) above Rs. 7.50 lakh RLLR+2.75%
c) Loans irrespective of the amount RLLR+2.00%
d) Children of PNB’s Employees RLLR+0.25%
PNB Pratibha
a) Getting admissions in institutions
i) up to Rs. 7.50 lakh RLLR+0.75%
ii) above Rs. 7.50 lakh RLLR+0.25%
b) Getting admissions in IITs, IIMs, XLRI Jamshedpur & NITs
i) up to Rs. 7.50 lakh RLLR+0.65%
ii) above Rs. 7.50 lakh RLLR+0.15%
PNB Uddan
a) Up to Rs. 7.50 lakh RLLR+2.00%
b) above Rs. 7.50 lakh RLLR+2.75%
c) children of PNB’s Employees RLLR+0.25%
PNB Kaushal
a) Loan up to Rs. 1.50 lakh RLLR+1.50%
b) Children of PNB’s Employees under CGFSSD Optional RLLR+0.65%
c) Children of PNB’s Employees under others RLLR+0.25%
PNB Honhaar RLLR + 2.15%
PNB Pravasi Shiksha Loan RLLR + 2.15%

Personal Loans

  • Personal Loan Scheme For Public
  • Personal Loan Scheme for Pensioners
  • Advance Against Gold and Jewellery
Borrower Category Rate of Interest
Loan for Public
a) Govt. Employees RLLR+3.00%
b) Corporate Employees RLLR+4.00%
c) Defense/ Para Military Personals RLLR+2.15%
d) Check off facility RLLR+5.00%
PNB Doctors Delight RLLR + 2.15%
Loan Scheme for Pensioners RLLR + 2.50%
Advance Against Gold and Jewellery
a) Demand Loan/ Term Loan RLLR + 1.95%
b) Overdraft RLLR + 2.20%
Sovereign Gold Bonds
a) Individual RLLR+1.15%
b) Other than Individual RLLR+2.15%
PNB Baghban RLLR+2.75%
EMD Scheme RLLR + 0.25%

Miscellaneous Loan Schemes

  • Loan Against Mortgage of Immovable Property
  • Check List
  • Online Overdraft Facility

Also CheckPNB Car Loan Interest Rates, Eligibility and Facts

Final Words:

Almost every bank including PBN offers various types of loans. But, only a few people are aware of Punjab National Bank loan types. The blog post provides a list of PNB loan types for citizens in various sectors. In case you have any doubts, you may ask in the comments section.