10 Best Alternatives to PayPal

It is easy to send and accept friends and family with PayPal. It is also easy for businesses to accept payments for their services and produces since PayPal has reliable e-commerce, invoicing, payment processing, and reporting tools. That is why PayPal has been popular for several years.

However, it is now possible to find other alternatives to PayPal. Some of these payment gateways compared to PayPal have better interfaces, better customer service, and lower rates. So, they are suitable for both small and big businesses. Read on to learn the alternatives to PayPal:

paypal alternatives


10 Best PayPal Alternatives

1. Google Pay

It allows users to send money from their bank accounts through Gmail for free. It is possible to make purchases on the internet and in stores with Google Pay. However, some stores do not accept Google Play, so ensure the store accepts Google Pay before visiting them. You can also make use of Google Pay to make purchases and transfer money. It is safe to send money using Google Pay since it encrypts your financial information when you send money.

2. Stripe

It is suitable for online businesses. It is easy to use its simple API to integrate and customize it. That is why you can integrate it with popular digital business tools, such as Shopify. It allows its users to accept payments from all over the world. Many business owners love Stripe because of its flexibility and customizable nature. The transaction fees of Stripe are very similar to the transaction fees of PayPal.

3. Skrill

It is an online payment system that allows its users to transfer money to another person worldwide. It is free to transfer funds and make payments using Skrill. However, it charges a 3.99% fee if your transaction involves a currency conversion. You can use Skrill to make purchases online. Skrill charges an annual fee of $5 if you let your Skrill account go dormant. Skrill also accepts online gambling, so you can use it to deposit money to the most popular online gambling sites.

4. Payoneer

Payoneer allows business owners and individuals to get paid quickly and securely, so it is ideal for small and medium-sized businesses. Also, the transfer fees of Payoneer as compared to PayPal are actually lower. Once you open a Payoneer account, you can apply for a debit card. They will send the card to your physical address. You can use their debit card to make purchases online and withdraw funds from any bank or ATM all over the world. It is easy to set up a Payoneer account.

5. 2Checkout

Merchants can accommodate several customers using 2Checkout since 2Checkout has 100 currencies and 33 language options. The fees of 2Checkout depend on the country. Connecting 2Checkout’s Avangate to your website makes it easier for your clients and customers to pay. 2Checkout can also help you pay taxes and invoice your customers. You can accept 100 or more currencies.

6. Authorize.Net

It has excellent customer support and security, even though it is not as popular as other alternatives to PayPal. It has the best user support in the business since real people provide support 24/7 for free. A lot of small businesses love Authorize.Net because it is secure and reliable. It provides a robust API, point-of-sale checkout, recurring billing, and invoicing. It has an intuitive interface, and it integrates with other payment processors, like PayPal, Apple Pay, and Visa Checkout.

7. Square

Square allows businesses to accept payments anywhere since it accepts cards, and the reader attaches to a tablet or phone. Your customer will swipe their cards to make payments. It not only accepts cards. It is also possible to take payments by phone by manually keying numbers. Once set up, you can accept contactless payments via Apple Pay or Google Pay or swipe credit cards.

8. ProPay

ProPay is the best payment processing tool for any business. You can use it all over the world. Use their ProPay JAK card reader to accept payments on the go. You can use ProPay to accept payments by phone or online. You can also use the ProPay Prepaid Debit Mastercard to access the money in your account, so you do not have to transfer money to your bank account. This makes it easy to keep your business and personal funds separate.

9. Dwolla

Dwolla is built for volume, so it is suitable for businesses with a high bank transfer volume. It can integrate with your application since it is developer-friendly. You can customize the branding of the checkout experience since Dwolla has a white-label API. The branding tools are not only simple to implement. They are also powerful. Dwolla has a 99.9% uptime, so it is reliable. It is also very secure.

10. Payline

It offers various payment solutions, such as mobile, online, and in-store payments. It is perfect for in-store payments. The fees depend on the types of cards you process. Payline’s Spark and Surge packages are cheap, so they are ideal for small businesses. Big business can go for the Payline Shop package. The interchange-plus pricing structure is transparent. The offline transaction fees of Payline are much cheaper than PayPal’s. Payline supports mobile payments.

These are the best alternatives to PayPal. Most of these PayPal alternatives are safe and secure, so you can use them to accept mobile, online, and in-store payments. However, you need to consider the fees of these payment tools before choosing one. Some of these payment tools have cheaper fees than PayPal, so they are ideal for small businesses.