One of the top small finance banks in India is AU Small Finance Bank, which provides a variety of financial services to people and companies all around the nation. The bank was established in 1996 as Au Financiers (India) Limited and changed its status to a small finance bank in 2017 after being granted a licence by the Reserve Bank of India (RBI). With more than 700 branches and more than 14,000 staff, AU Small Finance Bank has a significant presence in 13 states and 1 union territory in India today. The bank is dedicated to bringing financial inclusion and economic empowerment to all facets of society and has received numerous honors and plaudits for its innovative financial products and services.
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AU SMALL FINANCE BANK LTD IN RECENT NEWS
- Despite the fall in Sensex, shares of AU Small Finance Bank have managed to gain 1.09%.
AU SMALL FINANCE SHARE PRICE TARGET 2023
|ASF SHARE PRICE TARGET 2023||Maximum Price||Minimum Price|
Looking at the predicted share price of AU Small Finance Bank for 2023, it appears that the company is poised for a bullish uptrend with significant growth percentage. According to the table, the share price is expected to rise from a minimum of ₹351.35 in March to a maximum of ₹817.06 in December, indicating a growth of over 130% in just one year.
While there may be some fluctuations throughout the year, the overall trend appears to be upward, with the share price increasing each month from June to November. This suggests that investors can expect strong returns on their investment in AU Small Finance Bank in 2023. Overall, the outlook for AU Small Finance Bank’s share price in 2023 appears to be very positive, with a strong bullish uptrend expected and significant growth potential.
AU SMALL FINANCE BANK SHARE PRICE TARGET 2024
|ASF SHARE PRICE TARGET 2024||Maximum Price||Minimum Price|
The share price of AU Small Finance Bank is predicted to experience potential for significant growth in 2024, with a range of ₹592.79 to ₹1,143.92. According to the table, the share price is expected to reach a maximum of ₹1,143.92 in December 2024, while the minimum is expected to be ₹592.79 in May 2024. This indicates that the share price of AU Small Finance Bank is likely to continue on an upward trend from 2023, as it maintains an overall bullish stance in the stock market.
Despite minor fluctuations throughout the year, the share price is expected to trend upwards from June to November, with a predicted growth percentage of over 30%. This suggests that AU Small Finance Bank’s financial performance is projected to remain strong in the upcoming year, making it a promising investment option for those seeking to diversify their portfolio.
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AU SMALL FINANCE BANK SHARE PRICE TARGET 2025
|ASF SHARE PRICE TARGET 2025||Maximum Price||Minimum Price|
The projected share price target for AU Small Finance Bank in 2025 indicates a positive outlook, with a range of ₹805.21 to ₹1,387.60. According to the table, the share price is expected to reach a maximum of ₹1,387.60 in December 2025, while the minimum is expected to be ₹805.21 in May 2025. This indicates a projected growth of over 70% from the minimum predicted share price target to the maximum predicted share price target in 2025.
While the stock market can be unpredictable, the upward trend in the share price of AU Small Finance Bank is expected to continue in 2025, with an overall bullish stance in the stock market. The projected growth percentage for the year ranges from 30% to 50%, indicating significant potential for continued growth in the coming year. The share price is predicted to rise from August to November, with the largest increase occurring in November, with a projected growth percentage of over 25%.
AU SMALL FINANCE BANK SHARE PRICE TARGET 2026 TO 2030
|ASF SHARE PRICE TARGET BY||Maximum Price||Minimum Price|
In 2026, the share price is expected to fluctuate between ₹971.32 and ₹679.92, indicating a potential drop from the current price range. However, in 2028, the share price is projected to soar to ₹1,486.12 at its maximum, which is a considerable growth percentage from the previous year’s projections.
The following year, in 2029, the share price is expected to climb even higher, reaching a maximum target of ₹3,052.72, indicating an uptrend in the market. The trend is likely to continue in 2030, with the maximum price target projected to be ₹3,399.62. Overall, investors can expect some fluctuations in the share prices of AU SMALL FINANCE BANK in the coming years, but the long-term trend seems to be upward.
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FINANCIAL STRENGTH OF AU SMALL FINANCE BANK SHARE PRICE TARGET
|ANNUAL||FY 2022||FY 2021||FY 2020||FY 2019||FY 2018|
|Total Income Growth (%)||8.03||28.24||46.35||58.27||3.12|
|Provisions & Contingencies||685.21||987.88||522.39||340.10||283.87|
|Provisions & Contingencies Growth (%)||-30.64||89.11||53.60||19.81||-32.22|
|Profit after Tax (PAT)||1,129.83||1,170.68||674.78||381.81||292.04|
|PAT Growth (%)||-3.49||73.49||76.73||30.74||-64.47|
|Net Interest Margin (%)||4.68||4.58||4.52||4.11||4.99|
|Net Profit Margin (%)||19.07||23.64||15.74||12.94||16.52|
|Basic EPS (₹)||36.06||38.19||22.78||13.16||10.26|
company has shown a steady growth in its total income with a growth rate of 8.03% in FY2022. However, the company’s PAT has been volatile, showing a decline of 3.49% in FY2022. The provisions and contingencies have also been fluctuating in the last five years, with a significant increase of 89.11% in FY2021, followed by a decline of 30.64% in FY2022.
The net interest margin has remained consistent, hovering around 4.5%, while the net profit margin has been varying, ranging from 12.94% to 23.64%. Overall, the company has shown a strong growth trajectory in terms of its revenue growth, but the profit growth has been inconsistent. Therefore, before making a decision to invest in AU SMALL FINANCE BANK, investors should closely monitor the company’s performance and make an informed decision.
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The maximum share price target of AU SMALL FINANCE BANK in 2027 is Rs. 825.62
The maximum share price target of AU SMALL FINANCE BANK in 2029 is Rs. 3052.72
The maximum share price target of AU SMALL FINANCE BANK in 2030 is Rs. 3399.62
CONCLUSION: AU SMALL FINANCE BANK
According to AU Small Finance Bank’s financial statements over the previous five years, the company has consistently increased its income, PAT, and revenue. Also, the business has been effective in lowering its provisions and contingencies, which has benefited its profitability. The bank has maintained a reasonably low level of non-performing assets, which suggests high asset quality, notwithstanding fluctuations in the Gross NPA and Net NPA percentages over the years. The company’s basic earnings per share (EPS) has also increased steadily, showing its outstanding financial success.
AU SMALL FINANCE BANK appears to be a solid investment choice in light of these characteristics. However, in order to fully assess the potential risks and rewards, investors should perform additional study and analysis.